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I am an amateur writer, I love to blog and connect with people online. If I could my whole day would be spent just writing.

Wednesday, March 3, 2010

When Grieving, Do Not Spend Money!

Goodbye Friend

A while back, a dear and beloved member of the community died from pancreatic cancer. A sad event indeed. For a while, this hit me hard and I was struggling to focus on my work. There has been other deaths of loved ones in my lifetime. I was not logical in this mind-set. Emotional stability was not there for me at those times, and I didn’t know when to stop spending money.

A bad Time to Spend Money

For most people, the above mentioned scenario is played out again and again when a loved one dies. This isn’t wrong, nor does this suggest that there is anything wrong with you. Logic relating to money does not exist when you’re grieving. Decisions about money should not be made when you are not in the right mindset. A ton of debts might be racked up during this time if you are not careful.

Think of a Plan

It is during this grieving time which you already should have put a plan in place. Create a plan if you are not grieving now. The first part of your plan should be an obvious one. Don’t borrow money at all within this time. While you may not think this will happen, in a state of grief, you may find many reasons to do this.

Put away your debit or credit cards next. Because you can be upset, it will be easier to pull a card out and purchase something. You probably do not need to buy something, even though it becomes too easy to slap a card on the counter. While you’re upset, you must put away these cards.

This next part of the plan relates to the second part. Put away your cash. You do not have to put away all of it. Buying food along with other necessities should be planned for, however. Stash the rest and do not take any out.

Be aware, as this is the most important part of the plan. Please, take advantage of your support network in case you need someone to talk to. Or, if you are tempted to drag out your cards and cash to spend more money than you should at that point. Lean on those who are still alive and who loves you. They can help you through this difficult time. Using this method, you will save more money.

Finding your way through the Process

After a person close to you passes away, it’s natural to feel all of the emotions human beings have ever felt in our history. It is okay to feel these natural grieving emotions. Take the time to embrace the grieving process. Let it run through you just as much as it needs to. Emotions take a certain path whether you force them or not. Talking about it can help. Crying it out can help you, or you can write it out. Spending money is not going to help you!



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